Pivot to grow loan | BDC.ca

If your business exports to the U.S. or is impacted by U.S. tariffs and the uncertainty surrounding them, BDC can help. Our pivot to grow loan can help boost your cash flow while your business adapts to a new trading landscape.

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Is your business eligible?

Check out some of the general requirements to get a trade support loan with BDC.

Minimum requirements

Eligible profile	Minimum 25% of sales are derived from exports to the U.S. or demonstrate a significant likelihood of being adversely affected by US tariffs or the uncertainty they may create.
Annual sales	$2M or more
Cash flow	Positive
Profits	Must demonstrate profitability

Applying is easy

1

Submit a loan request online

Tell us about your business and how it has been impacted by the increase in U.S. tariffs.

2

Talk to a representative

We will call you to discuss your project in depth, including the documents needed for our analysis.

3

Get a tailored solution

If you’re approved, we’ll send you a loan offer based on your financial needs and capabilities.

Adapt to the new trading landscape

Get the right financing to:

• Cover operational expenses
• Offset extra costs due to the implementation or potential US tariffs
• Revise your supply chain model
• Implement a resiliency plan
• And more

You’re in good hands

Choosing a loan is about more than just interest rates. The fine print is just as important—and our terms and conditions are designed to give you more flexibility and financial control over your business.

We’re there in good times and in bad

We’ve supported our clients through market downturns and other events beyond their control.

We’re not one size fits all

We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.

We’re committed to you long-term

We won’t change our terms and conditions or demand early repayment without a valid reason.

Interest-only payments for up to a year

Take a break on us and pay only interest for up to the first 12 months of your loan.

Repay, your way

Take up to 72 months to repay your loan, including the initial principal postponements. You can prepay at any time with no penalty.

Preferred rates so you can take action

Take advantage of preferred interest rates to help you quickly pivot your business.

Let’s build your success together

As Canada’s bank for entrepreneurs, we complement the role of other banks. We take on more risk, offer flexible financing and provide sound advice to help you build a strong, successful and resilient business.

100,000+

entrepreneurs we work with across Canada

$52.1B

committed exclusively to business owners

93%

of our clients are satisfied with our services

$400B

revenues generated by our clients